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Resources

Contractor Resources

This page is concerned with Contractor-related items that TAG believes may be beneficial to you and your clients.

TAG is committed to supporting our community and contractors by providing the below listed information and links in an effort to assist with underwriting objectives that may not be currently understood within the majority of this industry.
The most common initiative is the need to prepare a written safety program that addresses the specific hazards associated with a Contractor business. This program should contain key components as addressed through OSHA, UOSH (based on your State’s requirements), and other applicable regulatory entities. Basic programs are available at no cost through the following hyperlinks:

Next, a Job Site Hazard-Analysis (JSHA) should be performed at each location. The JSHA consists of a written risk assessment; which should identify methods of controlling, minimizing, and/or avoiding hazards and which should be prepared prior to construction activities. Once all the hazards have been identified and a plan prepared, this information should be shared with your employees, subcontractors, other contractors, businesses, homeowners, and neighbors within close proximity to the construction area. The intent is to openly communicate with all involved parties in an effort to prevent losses. As land space decreases, we tend to see more and more job sites in existing residential neighborhoods. Thus parents need to be informed of inherent construction hazards in order to educate their children so that your job sites are not becoming a playground for these unaware victims.

These are several of the key areas to assist you with underwriting efforts and any safety related benefits are merely a by-products of this effort.