Resources
Fire Safety
This page is concerned with Fire Safety. The general item included are those that TAG feels may be of benefit to you and your clients.
Fire/Life Safety
The insurance industry has reported that over 52% of all loss claims are the result of fire-related incidents. In as much, we strongly suggest that special precautions be taken to either prevent the frequency of loss caused by fire or to minimize the severity of fire loss.
To minimize fire exposure caused by common perils, perform a walk through
of your premises both prior to departing and retiring for the night. During
the walk through, make certain that all appliances (i.e., ovens, ranges,
curling irons, irons, etc.) are turned off and unplugged whenever possible.
Never leave burning candles unattended. Also ensure that all wood, pellet,
and/or coal burning stoves have chimneys and flues cleaned annually, that
the stove door is kept closed unless adding fuel source, and that all combustibles
are maintained 3’ from the surrounding area. Keep all matches and lighters
out of children’s reach. And finally, if you choose to smoke, we urge you
to do so responsibly, preferably outside the home, making certain that cigarettes
are completely extinguished when done.
The single most important thing you can do to decrease the severity of a fire is to install automatic sprinklers in your home. We highly recommend a sprinkler system be installed if you are either building a new home or remodeling.
Following are activities to help protect you and your loved ones should a fire occur:
- Extinguishers should be accessible on all home levels and in all major areas. Conduct monthly inspections to confirm pressure is in the green and that the pin is in place.
- Create an emergency evacuation route and practice with your family to educate them on your plan, as well as the dangers of fire.
- Smoke detectors should be placed on all home levels. Replace smoke detector batteries every six months (or when the time changes).
- If property is sprinkler protected, request annual inspection services and periodically confirm that the sprinkler water supply valve is in the “open” position.
Respecting fire, preparation, and a constant awareness of fire safety is the key to home/business fire risk management. This simple advice could help save your valuable property and, more importantly, the lives of your family members.
Respectfully,
Your TAG Team